# Annan vs Ayr odds comparison, 3 Nov

Compare Annan vs Ayr odds (Scottish Challenge Cup, 3 Nov, 19:45 UTC): the best price across bookmakers for 1X2, totals and handicaps, with fair odds.

⚽ Football · [Scottish Challenge Cup](https://odds.observer/football/international/scottish-challenge-cup) · Starts 2026-11-03 19:45 UTC. 13 bookmakers.

Decimal odds. ↑/↓ from X: the price moved from X recently (last 6 hours). Fair odds are Pinnacle's prices with its margin removed; "vs fair" is how far the best price is above or below them.

### Match result · 1X2

Best: Annan: **5.80** (Olimpbet), Draw: **4.72** (Olimpbet), Ayr: **1.48** (Olimpbet, MaxBet). Payout at best odds: 94.3%.

| Bookmaker | 1 | X | 2 | Margin |
|---|---:|---:|---:|---:|
| Betclic | [4.95](https://www.betclic.com/en/sports-betting/football-sfootball/scottish-challenge-cup-c2014/annan-ayr-m1268019715145728) ↑ from 4.75 | [4.10](https://www.betclic.com/en/sports-betting/football-sfootball/scottish-challenge-cup-c2014/annan-ayr-m1268019715145728) ↑ from 4.05 | [1.40](https://www.betclic.com/en/sports-betting/football-sfootball/scottish-challenge-cup-c2014/annan-ayr-m1268019715145728) ↓ from 1.42 | 16.0% |
| BetVictor | [5.50](https://www.betvictor.com/en-gb/sports/240/meetings/18540010/events/2842999815) | [4.50](https://www.betvictor.com/en-gb/sports/240/meetings/18540010/events/2842999815) | [1.45](https://www.betvictor.com/en-gb/sports/240/meetings/18540010/events/2842999815) | 9.4% |
| bwin | [5.00](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 4.80 | [4.20](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 4.00 | [1.47](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 1.51 | 11.8% |
| Coral | [5.00](https://www.coral.co.uk) ↑ from 4.80 | [4.20](https://www.coral.co.uk) ↑ from 4.00 | [1.48](https://www.coral.co.uk) ↓ from 1.53 | 11.6% |
| Fonbet | [5.30](https://fon.bet/sports/football/36712/69558110/) ↑ from 5.20 | [4.20](https://fon.bet/sports/football/36712/69558110/) ↓ from 4.30 | [1.45](https://fon.bet/sports/football/36712/69558110/) | 11.6% |
| Ladbrokes | [5.00](https://www.ladbrokes.com) ↑ from 4.80 | [4.20](https://www.ladbrokes.com) ↑ from 4.00 | [1.48](https://www.ladbrokes.com) ↓ from 1.53 | 11.6% |
| Leon | [5.50](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) ↑ from 5.20 | [4.20](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) ↓ from 4.23 | [1.47](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) ↓ from 1.49 | 10.0% |
| Marathonbet | [5.15](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | [4.25](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | [1.45](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | 11.9% |
| MaxBet | [5.30](https://www.maxbet.rs) | [4.55](https://www.maxbet.rs) | [**1.48**](https://www.maxbet.rs) | 8.4% |
| Olimpbet | [**5.80**](https://www.olimp.bet) ↑ from 5.54 | [**4.72**](https://www.olimp.bet) ↑ from 4.67 | [**1.48**](https://www.olimp.bet) ↓ from 1.50 | 6.0% |
| Paddy Power | [5.00](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | [4.33](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | [1.44](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | 12.3% |
| Tipico | [4.80](https://sports.tipico.com/en/event/730357410) | [4.00](https://sports.tipico.com/en/event/730357410) | [1.45](https://sports.tipico.com/en/event/730357410) | 14.8% |
| Winline | [5.20](https://winline.ru/stavki/event/17060557) ↑ from 5.00 | [4.30](https://winline.ru/stavki/event/17060557) | [1.47](https://winline.ru/stavki/event/17060557) ↓ from 1.49 | 10.5% |

### Total 3.5 (main line)

Best: Over 3.5: **2.11** (Olimpbet), Under 3.5: **1.69** (Olimpbet). Payout at best odds: 93.8%.

| Bookmaker | Over 3.5 | Under 3.5 | Margin |
|---|---:|---:|---:|
| Betclic | [1.88](https://www.betclic.com/en/sports-betting/football-sfootball/scottish-challenge-cup-c2014/annan-ayr-m1268019715145728) ↓ from 1.91 | [1.59](https://www.betclic.com/en/sports-betting/football-sfootball/scottish-challenge-cup-c2014/annan-ayr-m1268019715145728) ↑ from 1.57 | 16.1% |
| BetVictor | [2.10](https://www.betvictor.com/en-gb/sports/240/meetings/18540010/events/2842999815) | [1.67](https://www.betvictor.com/en-gb/sports/240/meetings/18540010/events/2842999815) ↑ from 1.65 | 7.6% |
| bwin | [2.10](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 2.15 | [1.65](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 1.60 | 8.2% |
| Coral | [2.05](https://www.coral.co.uk) ↓ from 2.15 | [1.62](https://www.coral.co.uk) ↑ from 1.57 | 10.7% |
| Fonbet | [2.05](https://fon.bet/sports/football/36712/69558110/) ↓ from 2.08 | [1.68](https://fon.bet/sports/football/36712/69558110/) ↑ from 1.67 | 8.3% |
| Ladbrokes | [2.10](https://www.ladbrokes.com) ↓ from 2.20 | [1.65](https://www.ladbrokes.com) ↑ from 1.60 | 8.2% |
| Leon | [2.05](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) | [1.66](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) | 9.0% |
| Marathonbet | [2.05](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | [1.66](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | 9.0% |
| MaxBet | [2.05](https://www.maxbet.rs) | [1.68](https://www.maxbet.rs) | 8.3% |
| Olimpbet | [**2.11**](https://www.olimp.bet) ↓ from 2.14 | [**1.69**](https://www.olimp.bet) ↑ from 1.66 | 6.6% |
| Paddy Power | [2.10](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↓ from 2.20 | [1.65](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↑ from 1.60 | 8.2% |
| Tipico | [2.00](https://sports.tipico.com/en/event/730357410) | [1.65](https://sports.tipico.com/en/event/730357410) | 10.6% |
| Winline | [2.06](https://winline.ru/stavki/event/17060557) ↓ from 2.09 | [1.65](https://winline.ru/stavki/event/17060557) ↑ from 1.63 | 9.2% |

### Total 1.5

Best: Over 1.5: **1.13** (bwin), Under 1.5: **6.00** (MaxBet). Payout at best odds: 95.1%.

| Bookmaker | Over 1.5 | Under 1.5 | Margin |
|---|---:|---:|---:|
| bwin | [**1.13**](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 1.14 | [5.50](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 5.00 | 6.7% |
| Coral | [1.11](https://www.coral.co.uk) ↓ from 1.13 | [5.00](https://www.coral.co.uk) ↑ from 4.80 | 10.0% |
| Ladbrokes | [1.13](https://www.ladbrokes.com) ↓ from 1.14 | [5.25](https://www.ladbrokes.com) ↑ from 5.00 | 7.9% |
| MaxBet | [1.09](https://www.maxbet.rs) | [**6.00**](https://www.maxbet.rs) | 8.4% |
| Paddy Power | [1.11](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | [5.50](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | 8.2% |
| Winline | [1.12](https://winline.ru/stavki/event/17060557) ↓ from 1.13 | [5.10](https://winline.ru/stavki/event/17060557) ↑ from 4.85 | 8.9% |

### Total 2.5

Best: Over 2.5: **1.44** (Ladbrokes, Coral), Under 2.5: **2.75** (MaxBet, Paddy Power). Payout at best odds: 94.7%.

| Bookmaker | Over 2.5 | Under 2.5 | Margin |
|---|---:|---:|---:|
| bwin | [1.44](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 1.47 | [2.55](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 2.45 | 8.7% |
| Coral | [**1.44**](https://www.coral.co.uk) ↓ from 1.48 | [2.50](https://www.coral.co.uk) ↑ from 2.40 | 9.2% |
| Ladbrokes | [**1.44**](https://www.ladbrokes.com) ↓ from 1.48 | [2.60](https://www.ladbrokes.com) ↑ from 2.45 | 7.7% |
| MaxBet | [1.40](https://www.maxbet.rs) | [**2.75**](https://www.maxbet.rs) | 7.8% |
| Olimpbet | [1.44](https://www.olimp.bet) ↓ from 1.47 | [2.59](https://www.olimp.bet) ↑ from 2.58 | 8.1% |
| Paddy Power | [1.40](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↓ from 1.44 | [**2.75**](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↑ from 2.60 | 7.8% |
| Tipico | [1.40](https://sports.tipico.com/en/event/730357410) | [2.55](https://sports.tipico.com/en/event/730357410) | 10.6% |
| Winline | [1.42](https://winline.ru/stavki/event/17060557) ↓ from 1.44 | [2.52](https://winline.ru/stavki/event/17060557) ↑ from 2.46 | 10.1% |

### Total 4.5

Best: Over 4.5: **3.60** (Paddy Power), Under 4.5: **1.28** (Olimpbet). Payout at best odds: 94.4%.

| Bookmaker | Over 4.5 | Under 4.5 | Margin |
|---|---:|---:|---:|
| bwin | [3.50](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 3.70 | [1.26](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 1.24 | 7.9% |
| Coral | [3.40](https://www.coral.co.uk) ↓ from 3.60 | [1.25](https://www.coral.co.uk) ↑ from 1.22 | 9.4% |
| Ladbrokes | [3.50](https://www.ladbrokes.com) ↓ from 3.70 | [1.25](https://www.ladbrokes.com) | 8.6% |
| MaxBet | [3.45](https://www.maxbet.rs) | [1.26](https://www.maxbet.rs) | 8.3% |
| Olimpbet | [3.38](https://www.olimp.bet) ↓ from 3.40 | [**1.28**](https://www.olimp.bet) ↑ from 1.26 | 7.7% |
| Paddy Power | [**3.60**](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↓ from 3.80 | [1.25](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) ↑ from 1.22 | 7.8% |
| Winline | [3.30](https://winline.ru/stavki/event/17060557) ↓ from 3.40 | [1.27](https://winline.ru/stavki/event/17060557) ↑ from 1.26 | 9.0% |

### Total 5.5

Best: Over 5.5: **7.00** (Paddy Power), Under 5.5: **1.10** (Winline, bwin, Ladbrokes). Payout at best odds: 95.1%.

| Bookmaker | Over 5.5 | Under 5.5 | Margin |
|---|---:|---:|---:|
| bwin | [6.25](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↓ from 6.75 | [**1.10**](https://www.bwin.com/en/sports/events/annan-athletic-fc-ayr-united-fc-2:7905668) ↑ from 1.09 | 6.9% |
| Coral | [5.75](https://www.coral.co.uk) ↓ from 6.00 | [1.08](https://www.coral.co.uk) ↑ from 1.07 | 9.7% |
| Ladbrokes | [6.00](https://www.ladbrokes.com) ↓ from 6.50 | [**1.10**](https://www.ladbrokes.com) ↑ from 1.09 | 7.6% |
| MaxBet | [6.50](https://www.maxbet.rs) | [1.08](https://www.maxbet.rs) | 8.0% |
| Paddy Power | [**7.00**](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | [1.07](https://www.paddypower.com/football/scottish-challenge-cup/annan-v-ayr-36269949) | 7.6% |
| Winline | [5.85](https://winline.ru/stavki/event/17060557) | [**1.10**](https://winline.ru/stavki/event/17060557) | 8.0% |

### Handicap +1 (main line)

Best: Annan +1: **2.00** (Fonbet, Olimpbet), Ayr -1: **1.77** (Olimpbet). Payout at best odds: 93.9%.

| Bookmaker | 1 (+1) | 2 (-1) | Margin |
|---|---:|---:|---:|
| Fonbet | [**2.00**](https://fon.bet/sports/football/36712/69558110/) ↑ from 1.97 | [1.72](https://fon.bet/sports/football/36712/69558110/) ↓ from 1.73 | 8.1% |
| Leon | [1.95](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) | [1.75](https://leon179.bet/bets/soccer/scotland/challenge-cup/1970324854152428-annan-athletic-ayr-united) | 8.4% |
| Marathonbet | [1.93](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | [1.74](https://www.marathonbet.com/en/betting/event/football/scotland-challenge-cup/annan-athletic-vs-ayr-united-32722665) | 9.3% |
| Olimpbet | [**2.00**](https://www.olimp.bet) ↑ from 1.95 | [**1.77**](https://www.olimp.bet) ↓ from 1.81 | 6.5% |

### Handicap 0

Best: Annan 0: **4.16** (Olimpbet), Ayr 0: **1.21** (Olimpbet). Payout at best odds: 93.7%.

| Bookmaker | 1 (0) | 2 (0) | Margin |
|---|---:|---:|---:|
| Olimpbet | [**4.16**](https://www.olimp.bet) ↑ from 3.99 | [**1.21**](https://www.olimp.bet) ↓ from 1.22 | 6.7% |
| Winline | [4.00](https://winline.ru/stavki/event/17060557) ↑ from 3.80 | [1.19](https://winline.ru/stavki/event/17060557) ↓ from 1.21 | 9.0% |

### Handicap +1.5

Best: Annan +1.5: **1.62** (Olimpbet), Ayr -1.5: **2.22** (Olimpbet). Payout at best odds: 93.7%.

| Bookmaker | 1 (+1.5) | 2 (-1.5) | Margin |
|---|---:|---:|---:|
| Olimpbet | [**1.62**](https://www.olimp.bet) ↑ from 1.58 | [**2.22**](https://www.olimp.bet) ↓ from 2.28 | 6.8% |
| Winline | [1.59](https://winline.ru/stavki/event/17060557) ↑ from 1.58 | [2.16](https://winline.ru/stavki/event/17060557) ↓ from 2.18 | 9.2% |

### Handicap +2.5

Best: Annan +2.5: **1.23** (Olimpbet, Winline), Ayr -2.5: **3.63** (Olimpbet). Payout at best odds: 91.9%.

| Bookmaker | 1 (+2.5) | 2 (-2.5) | Margin |
|---|---:|---:|---:|
| Olimpbet | [**1.23**](https://www.olimp.bet) ↑ from 1.21 | [**3.63**](https://www.olimp.bet) ↓ from 3.77 | 8.8% |
| Winline | [**1.23**](https://winline.ru/stavki/event/17060557) ↑ from 1.22 | [3.60](https://winline.ru/stavki/event/17060557) ↓ from 3.70 | 9.1% |


## Structured data

schema.org JSON-LD, the same as in the HTML page.

```json
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    "name": "Annan vs Ayr",
    "description": "Compare Annan vs Ayr odds (Scottish Challenge Cup, 3 Nov, 19:45 UTC): the best price across bookmakers for 1X2, totals and handicaps, with fair odds.",
    "startDate": "2026-11-03T19:45:00.000Z",
    "endDate": "2026-11-03T21:40:00.000Z",
    "eventStatus": "https://schema.org/EventScheduled",
    "sport": "Football",
    "url": "https://odds.observer/football/international/scottish-challenge-cup/annan-vs-ayr-106847",
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      "name": "Annan"
    },
    "awayTeam": {
      "@type": "SportsTeam",
      "name": "Ayr"
    },
    "performer": [
      {
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        "name": "Annan"
      },
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        "name": "Ayr"
      }
    ],
    "location": {
      "@type": "Place",
      "name": "International"
    },
    "organizer": {
      "@type": "SportsOrganization",
      "name": "Scottish Challenge Cup"
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      },
      {
        "@type": "ListItem",
        "position": 2,
        "name": "Scottish Challenge Cup",
        "item": "https://odds.observer/football/international/scottish-challenge-cup"
      },
      {
        "@type": "ListItem",
        "position": 3,
        "name": "Annan vs Ayr",
        "item": "https://odds.observer/football/international/scottish-challenge-cup/annan-vs-ayr-106847"
      }
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]
```

---
Odds change quickly; check the bookmaker's site before betting. 18+. Source: https://odds.observer/football/international/scottish-challenge-cup/annan-vs-ayr-106847
