# San Jose State vs Northern Illinois odds comparison, 7 Nov

Compare San Jose State vs Northern Illinois odds (USA NCAAF, 7 Nov, 21:00 UTC): the best price across bookmakers for the winner, totals and handicaps, with fair odds.

🏈 American football · [NCAAF](https://odds.observer/american-football/usa/ncaaf) · Starts 2026-11-07 21:00 UTC. 14 bookmakers.

Decimal odds. ↑/↓ from X: the price moved from X recently (last 6 hours). Fair odds are Pinnacle's prices with its margin removed; "vs fair" is how far the best price is above or below them.

### Winner

Best: San Jose State: **1.26** (Kalshi), Northern Illinois: **4.20** (bwin). Payout at best odds: 97.1%.

| Bookmaker | 1 | 2 | Margin |
|---|---:|---:|---:|
| Betclic | [1.20](https://www.betclic.com/en/sports-betting/american-football-samerican_football/ncaa-c789/san-jose-state-spartans-northern-illinois-huskies-m1269151209377792) | [3.70](https://www.betclic.com/en/sports-betting/american-football-samerican_football/ncaa-c789/san-jose-state-spartans-northern-illinois-huskies-m1269151209377792) | 10.4% |
| Betfred | [1.25](https://www.betfred.com/sports/american-football/event/37472261) ↑ from 1.22 | [3.75](https://www.betfred.com/sports/american-football/event/37472261) ↓ from 4.00 | 6.7% |
| bwin | [1.25](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) | [**4.20**](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) ↑ from 4.10 | 3.8% |
| Coral | [1.22](https://www.coral.co.uk) | [3.80](https://www.coral.co.uk) | 8.1% |
| Fonbet | [1.22](https://fon.bet/sports/am-football/13298/69553391/) | [3.80](https://fon.bet/sports/am-football/13298/69553391/) | 8.3% |
| Kalshi (exchange, after commission) | [**1.26**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 1.28 | [4.13](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) | 3.4% |
| Ladbrokes | [1.22](https://www.ladbrokes.com) | [3.80](https://www.ladbrokes.com) | 8.1% |
| Leon | [1.24](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854091285-san-jose-state-spartans-northern-illinois-huskies) | [4.00](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854091285-san-jose-state-spartans-northern-illinois-huskies) | 5.7% |
| Marathonbet | [1.25](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | [3.78](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | 6.5% |
| Olimpbet | [1.22](https://www.olimp.bet) | [3.98](https://www.olimp.bet) | 7.1% |
| Paddy Power | [1.20](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | [3.75](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | 10.0% |
| Parimatch | [1.25](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | [4.00](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | 5.0% |
| Polymarket (exchange, after commission) | [1.26](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | [4.07](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | 4.0% |
| PSK (Fortuna) | [1.20](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) | [3.80](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) | 9.7% |

### Total 51.5 (main line)

Best: Over 51.5: **1.90** (bwin), Under 51.5: **1.93** (Polymarket). Payout at best odds: 95.8%.

| Bookmaker | Over 51.5 | Under 51.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.80](https://www.betfred.com/sports/american-football/event/37472261) ↓ from 1.83 | [1.83](https://www.betfred.com/sports/american-football/event/37472261) ↑ from 1.80 | 10.1% |
| bwin | [**1.90**](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) ↓ from 1.95 | [1.93](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) ↑ from 1.88 | 4.5% |
| Coral | [1.83](https://www.coral.co.uk) ↓ from 1.91 | [1.85](https://www.coral.co.uk) ↑ from 1.83 | 8.6% |
| Fonbet | [1.80](https://fon.bet/sports/am-football/13298/69553391/) | [1.90](https://fon.bet/sports/am-football/13298/69553391/) | 8.2% |
| Ladbrokes | [1.83](https://www.ladbrokes.com) ↓ from 1.91 | [1.85](https://www.ladbrokes.com) ↑ from 1.83 | 8.6% |
| Leon | [1.85](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854091285-san-jose-state-spartans-northern-illinois-huskies) | [1.92](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854091285-san-jose-state-spartans-northern-illinois-huskies) | 6.1% |
| Olimpbet | [1.83](https://www.olimp.bet) ↓ from 1.87 | [1.91](https://www.olimp.bet) ↑ from 1.87 | 7.0% |
| Paddy Power | [1.80](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | [1.83](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | 10.1% |
| Parimatch | [1.85](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.84 | [1.89](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.90 | 7.0% |
| Polymarket (exchange, after commission) | [1.79](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) ↓ from 1.83 | [**1.93**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) ↑ from 1.90 | 7.5% |
| PSK (Fortuna) | [1.80](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↓ from 1.85 | [1.85](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↑ from 1.80 | 9.6% |

### Total 48.5

Best: Over 48.5: **1.62** (Parimatch), Under 48.5: **2.19** (Kalshi). Payout at best odds: 93.1%.

| Bookmaker | Over 48.5 | Under 48.5 | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [1.60](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) | [**2.19**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) | 8.4% |
| Parimatch | [**1.62**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.61 | [2.16](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 2.18 | 8.0% |

### Total 49.5

Best: Over 49.5: **1.67** (Parimatch), Under 49.5: **2.10** (Kalshi). Payout at best odds: 92.9%.

| Bookmaker | Over 49.5 | Under 49.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.67](https://www.betfred.com/sports/american-football/event/37472261) | [2.00](https://www.betfred.com/sports/american-football/event/37472261) | 10.0% |
| Kalshi (exchange, after commission) | [1.65](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 1.68 | [**2.10**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 2.05 | 8.4% |
| Parimatch | [**1.67**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.66 | [2.07](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 2.08 | 8.2% |

### Total 50.5

Best: Over 50.5: **1.73** (Kalshi), Under 50.5: **2.01** (Kalshi). Payout at best odds: 93.0%.

| Bookmaker | Over 50.5 | Under 50.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.73](https://www.betfred.com/sports/american-football/event/37472261) ↑ from 1.67 | [1.91](https://www.betfred.com/sports/american-football/event/37472261) ↓ from 2.00 | 10.3% |
| Kalshi (exchange, after commission) | [**1.73**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 1.79 | [**2.01**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.97 | 7.5% |
| Parimatch | [1.73](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.72 | [1.99](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 2.00 | 8.1% |
| PSK (Fortuna) | [1.70](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↓ from 1.75 | [2.00](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↑ from 1.95 | 8.8% |

### Total 52.5

Best: Over 52.5: **1.93** (Kalshi), Under 52.5: **1.86** (Marathonbet). Payout at best odds: 94.8%.

| Bookmaker | Over 52.5 | Under 52.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.91](https://www.betfred.com/sports/american-football/event/37472261) ↑ from 1.83 | [1.73](https://www.betfred.com/sports/american-football/event/37472261) ↓ from 1.80 | 10.3% |
| Kalshi (exchange, after commission) | [**1.93**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 2.01 | [1.76](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.73 | 8.5% |
| Marathonbet | [1.90](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | [**1.86**](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | 6.4% |
| Parimatch | [1.91](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.96 | [1.80](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.75 | 7.9% |
| PSK (Fortuna) | [1.90](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↓ from 1.95 | [1.80](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/san-jose-state-spartans-northern-illinois-huskies) ↑ from 1.75 | 8.2% |

### Total 53.5

Best: Over 53.5: **2.05** (Polymarket), Under 53.5: **1.73** (Parimatch). Payout at best odds: 93.8%.

| Bookmaker | Over 53.5 | Under 53.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.91](https://www.betfred.com/sports/american-football/event/37472261) ↓ from 2.00 | [1.73](https://www.betfred.com/sports/american-football/event/37472261) ↑ from 1.67 | 10.3% |
| Parimatch | [1.98](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.97 | [**1.73**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.74 | 8.3% |
| Polymarket (exchange, after commission) | [**2.05**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) ↑ from 2.01 | [1.70](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | 7.5% |

### Total 54.5

Best: Over 54.5: **2.08** (Parimatch), Under 54.5: **1.67** (Parimatch). Payout at best odds: 92.6%.

| Bookmaker | Over 54.5 | Under 54.5 | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [2.05](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 2.10 | [1.65](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.57 | 9.4% |
| Parimatch | [**2.08**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 2.06 | [**1.67**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.68 | 8.0% |

### Handicap -10.5 (main line)

Best: San Jose State -10.5: **1.97** (Kalshi, Polymarket), Northern Illinois +10.5: **1.84** (Olimpbet, Marathonbet). Payout at best odds: 95.1%.

| Bookmaker | 1 (-10.5) | 2 (+10.5) | Margin |
|---|---:|---:|---:|
| Fonbet | [1.93](https://fon.bet/sports/am-football/13298/69553391/) | [1.77](https://fon.bet/sports/am-football/13298/69553391/) | 8.3% |
| Kalshi (exchange, after commission) | [**1.97**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.93 | [1.76](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↓ from 1.79 | 7.5% |
| Marathonbet | [1.92](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | [**1.84**](https://www.marathonbet.com/en/betting/event/american-football/ncaa/san-jose-state-spartans-vs-northern-illinois-huskies-32736666) | 6.4% |
| Olimpbet | [1.90](https://www.olimp.bet) | [**1.84**](https://www.olimp.bet) | 7.0% |
| Parimatch | [1.91](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.90 | [1.83](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.84 | 7.0% |
| Polymarket (exchange, after commission) | [**1.97**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | [1.83](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | 5.5% |

### Handicap -13.5

Best: San Jose State -13.5: **2.19** (Kalshi), Northern Illinois +13.5: **1.67** (Parimatch). Payout at best odds: 94.7%.

| Bookmaker | 1 (-13.5) | 2 (+13.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [**2.19**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 2.10 | [1.65](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.60 | 6.4% |
| Parimatch | [2.08](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | [**1.67**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | 8.0% |
| Polymarket (exchange, after commission) | [2.14](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | [1.57](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) ↓ from 1.59 | 10.4% |

### Handicap -11.5

Best: San Jose State -11.5: **2.10** (Kalshi), Northern Illinois +11.5: **1.75** (Parimatch). Payout at best odds: 95.3%.

| Bookmaker | 1 (-11.5) | 2 (+11.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [**2.10**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 2.05 | [1.73](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07niusjsu) ↑ from 1.70 | 5.5% |
| Parimatch | [1.96](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.95 | [**1.75**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.76 | 8.2% |

### Handicap -10

Best: San Jose State -10: **1.93** (bwin), Northern Illinois +10: **1.90** (bwin). Payout at best odds: 95.7%.

| Bookmaker | 1 (-10) | 2 (+10) | Margin |
|---|---:|---:|---:|
| bwin | [**1.93**](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) | [**1.90**](https://www.bwin.com/en/sports/events/northern-illinois-huskies-san-jose-state-spartans-6:48414) | 4.5% |
| Coral | [1.85](https://www.coral.co.uk) | [1.85](https://www.coral.co.uk) | 8.1% |
| Ladbrokes | [1.85](https://www.ladbrokes.com) | [1.85](https://www.ladbrokes.com) | 8.1% |

### Handicap -9.5

Best: San Jose State -9.5: **1.78** (Parimatch), Northern Illinois +9.5: **1.93** (Parimatch). Payout at best odds: 92.6%.

| Bookmaker | 1 (-9.5) | 2 (+9.5) | Margin |
|---|---:|---:|---:|
| Paddy Power | [1.73](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | [1.91](https://www.paddypower.com/american-football/ncaa-football-games/northern-illinois-san-jose-state-36260727) | 10.3% |
| Parimatch | [**1.78**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↑ from 1.77 | [**1.93**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 1.94 | 8.0% |

### Handicap -8.5

Best: San Jose State -8.5: **1.76** (Polymarket), Northern Illinois +8.5: **2.01** (Polymarket). Payout at best odds: 93.9%.

| Bookmaker | 1 (-8.5) | 2 (+8.5) | Margin |
|---|---:|---:|---:|
| Betfred | [1.73](https://www.betfred.com/sports/american-football/event/37472261) | [1.91](https://www.betfred.com/sports/american-football/event/37472261) | 10.3% |
| Parimatch | [1.74](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | [1.98](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | 8.0% |
| Polymarket (exchange, after commission) | [**1.76**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | [**2.01**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | 6.5% |

### Handicap -7.5

Best: San Jose State -7.5: **1.69** (Parimatch), Northern Illinois +7.5: **2.09** (Polymarket). Payout at best odds: 93.5%.

| Bookmaker | 1 (-7.5) | 2 (+7.5) | Margin |
|---|---:|---:|---:|
| Parimatch | [**1.69**](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) | [2.04](https://parimatch.now/en/events/san-jose-st-northern-ill-19398729) ↓ from 2.05 | 8.2% |
| Polymarket (exchange, after commission) | [1.65](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | [**2.09**](https://polymarket.com/event/cfb-nill-sjst-2026-11-07) | 8.5% |


## Structured data

schema.org JSON-LD, the same as in the HTML page.

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        "position": 2,
        "name": "NCAAF",
        "item": "https://odds.observer/american-football/usa/ncaaf"
      },
      {
        "@type": "ListItem",
        "position": 3,
        "name": "San Jose State vs Northern Illinois",
        "item": "https://odds.observer/american-football/usa/ncaaf/san-jose-state-vs-northern-illinois-109114"
      }
    ]
  }
]
```

---
Odds change quickly; check the bookmaker's site before betting. 18+. Source: https://odds.observer/american-football/usa/ncaaf/san-jose-state-vs-northern-illinois-109114