# Navy vs Temple odds comparison, 7 Nov

Compare Navy vs Temple odds (USA NCAAF, 7 Nov, 20:30 UTC): the best price across bookmakers for the winner, totals and handicaps, with fair odds.

🏈 American football · [NCAAF](https://odds.observer/american-football/usa/ncaaf) · Starts 2026-11-07 20:30 UTC. 14 bookmakers.

Decimal odds. ↑/↓ from X: the price moved from X recently (last 6 hours). Fair odds are Pinnacle's prices with its margin removed; "vs fair" is how far the best price is above or below them.

### Winner

Best: Navy: **1.33** (bwin), Temple: **3.50** (bwin). Payout at best odds: 96.4%.

| Bookmaker | 1 | 2 | Margin |
|---|---:|---:|---:|
| Betclic | [1.27](https://www.betclic.com/en/sports-betting/american-football-samerican_football/ncaa-c789/navy-midshipmen-temple-owls-m1269131545448448) ↓ from 1.28 | [3.20](https://www.betclic.com/en/sports-betting/american-football-samerican_football/ncaa-c789/navy-midshipmen-temple-owls-m1269131545448448) ↑ from 3.15 | 10.0% |
| Betfred | [1.30](https://www.betfred.com/sports/american-football/event/37471414) | [3.25](https://www.betfred.com/sports/american-football/event/37471414) | 7.7% |
| bwin | [**1.33**](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↓ from 1.34 | [**3.50**](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↑ from 3.40 | 3.8% |
| Coral | [1.30](https://www.coral.co.uk) ↑ from 1.29 | [3.25](https://www.coral.co.uk) ↑ from 3.20 | 7.7% |
| Fonbet | [1.28](https://fon.bet/sports/am-football/13298/69553516/) ↓ from 1.33 | [3.30](https://fon.bet/sports/am-football/13298/69553516/) ↑ from 3.00 | 8.4% |
| Kalshi (exchange, after commission) | [1.33](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↓ from 1.34 | [3.40](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | 4.8% |
| Ladbrokes | [1.30](https://www.ladbrokes.com) ↑ from 1.29 | [3.25](https://www.ladbrokes.com) ↑ from 3.20 | 7.7% |
| Leon | [1.32](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854165625-navy-midshipmen-temple-owls) ↓ from 1.34 | [3.38](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854165625-navy-midshipmen-temple-owls) ↑ from 3.21 | 5.3% |
| Marathonbet | [1.29](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | [3.46](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | 6.4% |
| Olimpbet | [1.30](https://www.olimp.bet) ↓ from 1.31 | [3.34](https://www.olimp.bet) ↑ from 3.31 | 6.9% |
| Paddy Power | [1.25](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) | [3.30](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) ↓ from 3.40 | 10.3% |
| Parimatch | [1.32](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.33 | [3.38](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 3.33 | 5.3% |
| Polymarket (exchange, after commission) | [1.31](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.34 | [3.50](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 3.27 | 5.2% |
| PSK (Fortuna) | [1.30](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | [3.30](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) ↑ from 3.20 | 7.2% |

### Total 53.5 (main line)

Best: Over 53.5: **1.93** (bwin), Under 53.5: **1.92** (Marathonbet). Payout at best odds: 96.3%.

| Bookmaker | Over 53.5 | Under 53.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.83](https://www.betfred.com/sports/american-football/event/37471414) | [1.80](https://www.betfred.com/sports/american-football/event/37471414) | 10.1% |
| bwin | [**1.93**](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↑ from 1.90 | [1.90](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↓ from 1.93 | 4.5% |
| Coral | [1.85](https://www.coral.co.uk) | [1.85](https://www.coral.co.uk) | 8.1% |
| Fonbet | [1.85](https://fon.bet/sports/am-football/13298/69553516/) | [1.85](https://fon.bet/sports/am-football/13298/69553516/) | 8.1% |
| Kalshi (exchange, after commission) | [1.83](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [1.90](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | 7.5% |
| Ladbrokes | [1.85](https://www.ladbrokes.com) | [1.85](https://www.ladbrokes.com) | 8.1% |
| Leon | [1.91](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854165625-navy-midshipmen-temple-owls) ↑ from 1.89 | [1.86](https://leon179.bet/bets/americanfootball/usa/ncaa-division-1/1970324854165625-navy-midshipmen-temple-owls) ↓ from 1.89 | 6.1% |
| Marathonbet | [1.84](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | [**1.92**](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | 6.4% |
| Olimpbet | [1.86](https://www.olimp.bet) | [1.88](https://www.olimp.bet) | 7.0% |
| Paddy Power | [1.83](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) | [1.83](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) | 9.1% |
| Parimatch | [1.88](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.89 | [1.82](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.85 | 8.1% |
| Polymarket (exchange, after commission) | [1.90](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 1.86 | [1.90](https://polymarket.com/event/cfb-templ-navy-2026-11-07) | 5.5% |
| PSK (Fortuna) | [1.85](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | [1.85](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | 8.1% |

### Total 50.5

Best: Over 50.5: **1.65** (Parimatch), Under 50.5: **2.24** (Kalshi). Payout at best odds: 94.9%.

| Bookmaker | Over 50.5 | Under 50.5 | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [1.60](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [**2.24**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 2.14 | 7.4% |
| Parimatch | [**1.65**](https://parimatch.now/en/events/navy-temple-19394447) | [2.10](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 2.11 | 8.2% |

### Total 51.5

Best: Over 51.5: **1.75** (Parimatch), Under 51.5: **2.09** (Polymarket). Payout at best odds: 95.3%.

| Bookmaker | Over 51.5 | Under 51.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.73](https://www.betfred.com/sports/american-football/event/37471414) | [1.91](https://www.betfred.com/sports/american-football/event/37471414) | 10.3% |
| Kalshi (exchange, after commission) | [1.68](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [2.01](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↓ from 2.10 | 9.4% |
| Parimatch | [**1.75**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.73 | [1.96](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.98 | 8.2% |
| Polymarket (exchange, after commission) | [1.67](https://polymarket.com/event/cfb-templ-navy-2026-11-07) | [**2.09**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) | 7.5% |

### Total 52.5

Best: Over 52.5: **1.84** (Parimatch), Under 52.5: **1.90** (Parimatch, PSK (Fortuna)). Payout at best odds: 93.5%.

| Bookmaker | Over 52.5 | Under 52.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.80](https://www.betfred.com/sports/american-football/event/37471414) | [1.83](https://www.betfred.com/sports/american-football/event/37471414) | 10.1% |
| Parimatch | [**1.84**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.82 | [**1.90**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.89 | 7.0% |
| PSK (Fortuna) | [1.80](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | [**1.90**](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | 8.2% |

### Total 54.5

Best: Over 54.5: **1.97** (Parimatch), Under 54.5: **1.76** (Kalshi). Payout at best odds: 93.0%.

| Bookmaker | Over 54.5 | Under 54.5 | Margin |
|---|---:|---:|---:|
| Betfred | [1.91](https://www.betfred.com/sports/american-football/event/37471414) | [1.73](https://www.betfred.com/sports/american-football/event/37471414) | 10.3% |
| Kalshi (exchange, after commission) | [1.93](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [**1.76**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | 8.5% |
| Parimatch | [**1.97**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.95 | [1.74](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.76 | 8.2% |
| PSK (Fortuna) | [1.90](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | [1.75](https://www.psk.hr/oklade/americki-nogomet/sad/ncaa-1/navy-midshipmen-temple-owls) | 9.8% |

### Total 55.5

Best: Over 55.5: **2.14** (Polymarket), Under 55.5: **1.67** (Polymarket). Payout at best odds: 93.9%.

| Bookmaker | Over 55.5 | Under 55.5 | Margin |
|---|---:|---:|---:|
| Betfred | [2.10](https://www.betfred.com/sports/american-football/event/37471414) ↑ from 2.00 | [1.62](https://www.betfred.com/sports/american-football/event/37471414) ↓ from 1.67 | 9.5% |
| Kalshi (exchange, after commission) | [2.10](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [1.65](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | 8.4% |
| Parimatch | [2.09](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 2.07 | [1.66](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.67 | 8.1% |
| Polymarket (exchange, after commission) | [**2.14**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 2.09 | [**1.67**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 1.65 | 6.5% |

### Handicap -7.5 (main line)

Best: Navy -7.5: **1.93** (Kalshi, Polymarket), Temple +7.5: **1.93** (bwin). Payout at best odds: 96.5%.

| Bookmaker | 1 (-7.5) | 2 (+7.5) | Margin |
|---|---:|---:|---:|
| Betfred | [1.83](https://www.betfred.com/sports/american-football/event/37471414) | [1.83](https://www.betfred.com/sports/american-football/event/37471414) ↑ from 1.80 | 9.1% |
| bwin | [1.90](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↓ from 1.95 | [**1.93**](https://www.bwin.com/en/sports/events/temple-owls-navy-midshipmen-6:48408) ↑ from 1.88 | 4.5% |
| Coral | [1.83](https://www.coral.co.uk) ↓ from 1.91 | [1.85](https://www.coral.co.uk) ↑ from 1.83 | 8.6% |
| Fonbet | [1.85](https://fon.bet/sports/am-football/13298/69553516/) ↓ from 1.94 | [1.85](https://fon.bet/sports/am-football/13298/69553516/) ↑ from 1.76 | 8.1% |
| Kalshi (exchange, after commission) | [**1.93**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) | [1.86](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 1.83 | 5.5% |
| Ladbrokes | [1.83](https://www.ladbrokes.com) ↓ from 1.91 | [1.85](https://www.ladbrokes.com) ↑ from 1.83 | 8.6% |
| Marathonbet | [1.87](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | [1.89](https://www.marathonbet.com/en/betting/event/american-football/ncaa/navy-midshipmen-vs-temple-owls-32736840) | 6.4% |
| Olimpbet | [1.85](https://www.olimp.bet) ↓ from 1.87 | [1.88](https://www.olimp.bet) ↑ from 1.86 | 7.2% |
| Paddy Power | [1.83](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) ↑ from 1.80 | [1.80](https://www.paddypower.com/american-football/ncaa-football-games/temple-navy-36260494) ↓ from 1.83 | 10.1% |
| Parimatch | [1.88](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.92 | [1.86](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.82 | 7.0% |
| Polymarket (exchange, after commission) | [**1.93**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.97 | [1.90](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 1.83 | 4.5% |

### Handicap -10.5

Best: Navy -10.5: **2.24** (Kalshi), Temple +10.5: **1.66** (Parimatch). Payout at best odds: 95.3%.

| Bookmaker | 1 (-10.5) | 2 (+10.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [**2.24**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 2.14 | [1.62](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 1.60 | 6.4% |
| Parimatch | [2.09](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 2.15 | [**1.66**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.62 | 8.1% |
| Polymarket (exchange, after commission) | [2.19](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 2.14 | [1.59](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.62 | 8.4% |

### Handicap -9.5

Best: Navy -9.5: **2.05** (Kalshi), Temple +9.5: **1.75** (Parimatch). Payout at best odds: 94.5%.

| Bookmaker | 1 (-9.5) | 2 (+9.5) | Margin |
|---|---:|---:|---:|
| Betfred | [1.91](https://www.betfred.com/sports/american-football/event/37471414) ↓ from 2.00 | [1.73](https://www.betfred.com/sports/american-football/event/37471414) ↑ from 1.67 | 10.3% |
| Kalshi (exchange, after commission) | [**2.05**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 2.01 | [1.73](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 1.70 | 6.5% |
| Parimatch | [1.96](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 2.01 | [**1.75**](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.72 | 8.2% |

### Handicap -8.5

Best: Navy -8.5: **1.93** (Polymarket), Temple +8.5: **1.83** (Polymarket). Payout at best odds: 93.9%.

| Bookmaker | 1 (-8.5) | 2 (+8.5) | Margin |
|---|---:|---:|---:|
| Parimatch | [1.92](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.97 | [1.78](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 1.74 | 8.3% |
| Polymarket (exchange, after commission) | [**1.93**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 2.05 | [**1.83**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 1.73 | 6.5% |

### Handicap -6.5

Best: Navy -6.5: **1.70** (Polymarket), Temple +6.5: **2.14** (Kalshi). Payout at best odds: 94.8%.

| Bookmaker | 1 (-6.5) | 2 (+6.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [1.68](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↓ from 1.70 | [**2.14**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 2.10 | 6.4% |
| Parimatch | [1.68](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.71 | [2.06](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 2.02 | 8.1% |
| Polymarket (exchange, after commission) | [**1.70**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.76 | [2.14](https://polymarket.com/event/cfb-templ-navy-2026-11-07) | 5.5% |

### Handicap -5.5

Best: Navy -5.5: **1.62** (Parimatch, Polymarket), Temple +5.5: **2.34** (Polymarket). Payout at best odds: 95.7%.

| Bookmaker | 1 (-5.5) | 2 (+5.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [1.60](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↓ from 1.62 | [2.29](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 2.19 | 6.4% |
| Parimatch | [**1.62**](https://parimatch.now/en/events/navy-temple-19394447) ↓ from 1.65 | [2.16](https://parimatch.now/en/events/navy-temple-19394447) ↑ from 2.11 | 8.0% |
| Polymarket (exchange, after commission) | [**1.62**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.70 | [**2.34**](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↑ from 2.19 | 4.5% |

### Handicap -4.5

Best: Navy -4.5: **1.55** (Kalshi), Temple +4.5: **2.29** (Kalshi). Payout at best odds: 92.3%.

| Bookmaker | 1 (-4.5) | 2 (+4.5) | Margin |
|---|---:|---:|---:|
| Kalshi (exchange, after commission) | [**1.55**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↑ from 1.52 | [**2.29**](https://kalshi.com/markets/kxncaafgame/college-football-game/kxncaafgame-26nov07temnavy) ↓ from 2.40 | 8.3% |
| Polymarket (exchange, after commission) | [1.52](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 1.55 | [2.19](https://polymarket.com/event/cfb-templ-navy-2026-11-07) ↓ from 2.23 | 11.5% |


## Structured data

schema.org JSON-LD, the same as in the HTML page.

```json
[
  {
    "@context": "https://schema.org",
    "@type": "SportsEvent",
    "name": "Navy vs Temple",
    "description": "Compare Navy vs Temple odds (USA NCAAF, 7 Nov, 20:30 UTC): the best price across bookmakers for the winner, totals and handicaps, with fair odds.",
    "startDate": "2026-11-07T20:30:00.000Z",
    "endDate": "2026-11-07T23:45:00.000Z",
    "eventStatus": "https://schema.org/EventScheduled",
    "sport": "American football",
    "url": "https://odds.observer/american-football/usa/ncaaf/navy-vs-temple-107981",
    "homeTeam": {
      "@type": "SportsTeam",
      "name": "Navy"
    },
    "awayTeam": {
      "@type": "SportsTeam",
      "name": "Temple"
    },
    "performer": [
      {
        "@type": "SportsTeam",
        "name": "Navy"
      },
      {
        "@type": "SportsTeam",
        "name": "Temple"
      }
    ],
    "location": {
      "@type": "Place",
      "name": "USA",
      "address": {
        "@type": "PostalAddress",
        "addressCountry": "US"
      }
    },
    "organizer": {
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```

---
Odds change quickly; check the bookmaker's site before betting. 18+. Source: https://odds.observer/american-football/usa/ncaaf/navy-vs-temple-107981